A home inventory is just a tool to help you in case of a property loss due to fire, flood, burglary, or any claimable loss for your insurance company. Like any tool, it has a specific purpose, but can sometimes be used for other tasks.
The primary purpose is to identify and justify items listed in an insurance claim. Did you really have a 62" HD DLP TV? An inventory, with video, photo and written proof can tell your adjuster that you did have one and that it was a particular brand with when it was purchased and where.
Secondary purposes, financial planners may use it to determine your expected retirement lifestyle, loan officers may use it for a collateral list, or you may use it to see how long you've had particular items or to track major purchases.
AAble Home Services have helped our clients maintain their inventories, acted as 3rd party independent verification of inventories and, on client request, provide their information to financial planners, bankers, and other insurance agencies for quotes.
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